Insurance Benefits
Health Insurance:
The Commonwealth of Virginia provides health care coverage to our employees
through COVACare. The employee pays a portion of the premium; however,
the college pays the majority of the total cost for the basic plan.
Group Life Insurance:
The premium for full-time faculty and staff is paid by the college.
The benefit is based on twice the annual salary
Optional Life Insurance:
Full-time employees are eligible to purchase optional group life insurance
for natural and accidental death and dismemberment for the employee and
family.
Long Term Care Insurance
Long term care insurance includes a wide range of supportive, medical,
personal and social services for people who need assistance for an
extended period of time. To be eligible for benefits, the
insured person must require supervision or verbal direction from
another person due to a severe cognitive impairment such as Alzheimer's
Disease or require substantial assistance from another person in at
least two of the six activities of daily living. These include
bathing, dressing, eating, continence, toileting, transferring.
Long-term Disability Insurance (Voluntary)
Staff who began employment before January 1, 1999 and did not select
to enroll in the Virginia Sickness and Disability Plan (VSDP) may
purchase long term disability insurance at group rates through
payroll deduction. This plan is administered by UNUM Life
Insurance Company of America. Note: Participants in the
Virginia Sickness and Disability Program
are automatically enrolled in short and long-term disability insurance
at no cost. New staff are automatically enrolled in the VSDP.
The long-term disability plan, provided through UNUM:
- Pays a regular income when you're disabled
and cannot work
- Is available without a medical exam if you
sign up with 31 days of initial hire
- Replaces up to 50% of your monthly base
salary to a maximum of $5,000 per month
- Allows you to convert to an individual
policy if you terminate employment after 12 months
participation in the plan
- Determines monthly costs for the
disability insurance by your salary and age.
|
 |
|
